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Saturday, October 10, 2020

Financial safety

 

Memo to crypto exchanges: KYC compliance can be a competitive advantage


Crypto intelligence firm CipherTrace released a study on Oct. 1 reporting that more than half of the world’s cryptocurrency exchanges had deficient customer identification processes in place against money laundering. On the same day, the United States government announced that it had formally charged BitMex, a top virtual asset service provider, for “failing to implement required anti-money laundering procedures,” among other things.

The two events, surely unrelated, nonetheless appear to be part of an emerging compliance picture. Dmitri Laush, CEO of GetID — an identity verification solution provider — told Cointelegraph: “The recent U.S. Commodity Futures Trading Commission lawsuit against BitMEX is a prime example that regulators take these matters seriously.”

More regular scrutiny of virtual asset service providers, or VASPs, should be expected, Laush suggested, and it will probably not be restricted to centralized cryptocurrency exchanges. Thomas Hardjono, chief technology officer at MIT Connection Science and Engineering, told Cointelegraph: “I believe that decentralized exchanges will inevitably have to comply with U.S. Bank Secrecy Act regulations and the [G7-initiated] Financial Action Task Force Recommendations.” As for the global compliance report from CipherTrace, Laush stated, “unfortunately that does not surprise me at all.” He commented further:

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